Finding the right home loan or refinancing option for your personal goals isn’t easy. A variety of programs, rates and terms are available, and each factors into making the best mortgage decision. Selecting the right mortgage product requires the knowledge and experience of a licensed loan officer from the Brian Kludt Mortgage Team at CrossCountry Mortgage, Inc. Our team is ready to help you identify and obtain the financing solution that’s best for you.
Unlike on-line calculators and most mortgage lenders who want to plug you into a “formula”, we believe that YOU hold the answers to “what fits best” in terms of monthly payment, mortgage amount, purchase price and down payment options. Our job is to help guide you with some critical questions and tools to help you uncover these answers. First, we will spend time understanding your budget and your needs. If you don’t have one, no problem! We’ll help you from scratch. We’ll then work with you to develop a home purchase plan that will help you determine a monthly payment that best fits your budget, and ultimately help you focus in on a specific price range for your home search.
Our entire team embraces the fact that most people only go through the mortgage process a few times in their life. We recognize that it can be stressful and confusing so we make it a point to make sure you are comfortable. Our objective is to educate and empower you to make decisions. We’ll help by first asking the right questions and help you to come up with the answers!
If you’re an existing homeowner looking for a new mortgage professional to help manage your mortgage, you’ve found the best! Our Rate Watch strategies and Mortgage Checkup process will ensure you’re always in the best place for your ongoing and changing needs.
Finally, we want to make the experience professional but also enjoyable. Having studied the best of the best in the service industry, we make it a point to try and surprise and delight our clients along the way